Archive for the ‘Debt’ Category

Location, location, location!

Wednesday, March 19th, 2008

I just took a quick snapshot of my recent visitor map from my webstats. (click on picture for full view) It made me start thinking about where you live and how your finances are handled or mis-handled. Being that this is ...

Salary Increased

Friday, February 29th, 2008

I received my annual review yesterday. I was rated a 1 which is the highest you can get. Last year my manager requested a 4.5% increase but since I had joined mid-year in 2006, I received a 3.05% pro-rated increase. This year I am receiving a ...

More money to throw at debt!

Wednesday, February 27th, 2008

My paycheck for this Friday is going to be $200 more dollars than I planned for. Gonna throw that at the Citi debt!

Just had to check

Monday, February 25th, 2008

I just had to log on to check to make sure the payment posted for Capital One to finally be paid off. I was a bit reluctant to pay this card off. It will now be closed now that the balance is zero. I didn't really want that to happen ...

One More Down, Three To Go

Monday, February 25th, 2008

As of today, Capital One1 has been paid off!! Also we received our tax refund and $2,000 of that will be paying off Chase on Friday!! Chase has been offering 0% and 3.99% balance transfers out the wazoo lately so I'm going to do the math to see if it's worthy as ...

Reasoning for Disaster AND Emergency Funds

Saturday, February 23rd, 2008

JW recently left a comment that he liked that I had both an Emergency fund AND a Disaster fund. Funny thing is is that as I drove home last night before I saw that comment I was thinking about my Disaster fund and what I should do with it. ...

A semi-setback

Monday, February 11th, 2008

We had something of a semi-setback this past weekend. We took the cat to the vet to get her spayed. We figured it was going to cost about $40 due to a coupon we asked for and received from an Animal Rescue foundation. Without that coupon it would have cost ...

Helping the helpless

Wednesday, February 6th, 2008

I recently explained how I've been helping a co-worker understand how to combat her debt and other financial matters. About three weeks ago, we got a new co-worker and she doesn't see things like we do. Not that having your own opinion about things is bad, but this is really ...

Decision made and unexpected income

Saturday, January 12th, 2008

I decided to put $2,000 into my disaster fund on Monday and use the other 500 on hand in my other savings account. It will probably get used to pay down some debt or buy some much needed shoes or jeans. I'm going to use some of it to start ...

A decision to be made

Friday, January 11th, 2008

Yesterday, I finally received my student loan leftovers. It was just over $3,200. Almost $300 of that was spent on books. Now, now, I know what you're saying. "Why did you get so much student loan when you obviously didn't need that much?" Here's the two options I'm playing around in my ...